There’s finally a U.S. holiday to acknowledge your hustle. To celebrate, we’re offering you a 3% boost on every dollar you contribute to your IRA when you subscribe to Robinhood Gold. Fee applies.

You no longer need a traditional employer to get a match on your retirement. Enjoy a

3% IRA boost on every dollar contributed, exclusively with Robinhood Gold. Fee applies.

I love working with all different types of record labels, and artists. The freedom in who I choose to work with is the best choice I could’ve ever made.”

– Kristin

In 1997 I moved to the U.S. and now I get to enjoy life doing all the things I’m passionate about–for a living. If that’s not the American Dream, I don’t know what is.”

– Diego

Diversity of tasks in a day feels good for my health and energy–every day is so different that it keeps me curious.”

– Heather

Stories shown are entries from the 2023 National Freelancers Day contest.

The only IRA with a 3% boost. Made for self-starters.

Earn up to 3%* extra on every dollar you contribute to your IRA when you subscribe to Robinhood Gold (fee applies). IRA transfers and old 401(k) rollovers also earn 3% until April 30.

3% Retirement Boost*

Exclusively on Robinhood Gold

It’s easy to fund from outside accounts, transfer an existing IRA, or roll over an old 401(k). You’ll get 1% on top, no matter how much you transfer. Or with Robinhood Gold, you’ll get 3% (rollovers and transfers get 3% until April 30).

Portfolio Builder
Invest in (your) style

Not sure where to start? Get a one-time custom recommended portfolio, build your own, or do a bit of both–all commission-free. Other fees may apply.

Not a recommendation to transfer or rollover. A rollover is not your only option for an old 401(k). You generally have 4 options for what you can do with a 401(k) from a former employer. There are pros and cons to each that you should consider. This isn’t tax advice. Consult a tax professional to understand your unique situation. For more information, please visit Robinhood’s Help Center or FINRA’s site.

*The 3% matching on contributions requires a subscription with Robinhood Gold (fees apply), must be subscribed to Gold for 1 year after your contribution to keep the full 3% match. You must have compensation (wage income) in order to contribute to an IRA. The funds that earned the match must be kept in the account for at least 5 years to avoid a potential Early IRA Match Removal Fee. For more information refer to the IRA Match FAQ.

The 3% matching on transfers is subject to specific terms and conditions.

Recommendations are one-time only. Any additional investment is at your sole discretion. Retirement recommendations aren’t available in Massachusetts at this time. More details are available in Retirement Recommendations.

Funds being contributed into or distributed from retirement accounts may entail tax consequences. Contributions are limited and withdrawals before age 59 1/2 may be subject to a penalty tax. Robinhood does not provide tax advice; please consult with a tax adviser if you have questions.

The Robinhood IRA is available to any U.S. customer with a Robinhood brokerage account in good standing.

Robinhood Gold is offered through Robinhood Financial LLC and is a subscription offering premium services for a monthly fee.

Customer testimonials are of their own experiences and are not guarantees of future performance or success. Stories shown are excerpts from contest winners of the National Freelancers Day in 2023 who received a $192 reward on their Robinhood Financial account.

All investments involve risk and loss of principal is possible.

Robinhood Financial LLC (member SIPC), is a registered broker dealer. Robinhood Securities, LLC (member SIPC),is a registered broker dealer and provides brokerage clearing services. All are subsidiaries of Robinhood Markets, Inc. (‘Robinhood’).

© 2024 Robinhood Markets, Inc.